Energy Conservation Loan Program
Thank you for considering applying for the Energy Conservation Loan (ECL) program. Read further to see if you qualify and for the "how to apply" link.
The Energy Conservation Loan Program (ECL) and the Multifamily Energy Conservation Loan Program (MEL) provide financing at below market rates to single family and multi-family residential property owners for the purchase and installation of cost-saving energy conservation improvements. The program is administered by the Connecticut Housing Investment Fund, Inc. (CHIF) with funding from the Connecticut Department of Housing (DOH).
Loan Amount and Term
Single family (1-4 units) homeowners may borrow up to $25,000 and multi-family property owners may borrow up to $2,000 per unit (a maximum of $100,000 per building) for a period of 10 years for eligible improvements.
The following are some of the improvements eligible under the ECL/MEL programs:
- Automatic Set-Back thermostats
- Caulking and Weatherstripping
- Replacement Heat Pumps
- Replacement Heating Systems
- Replacement Roofs
- Replacement Windows
- Solar Systems and Passive Solar Additions
The application process is simple (click on "How to Apply") and CHIF's loan underwriters are available to guide you every step of the way. To learn more click on Frequently Asked Questions (FAQ) below or E-mail your questions to firstname.lastname@example.org
Single-Family Energy Conservation Loan Program FAQ
Multi-Family Energy Conservation Loan Program FAQ
Home Energy Solutions Program
This comprehensive program offers a full range of energy efficiency measures to address inefficient lighting, water heating, inefficient heating equipment, refrigeration and insufficient insulation. This program, funded by the Connecticut Energy Efficiency Fund, is $75.00 for natual gas or electrically heated homes, or $99.00 for oil or propane heated homes.