Our Staff

Main Number: (860) 233-5165

Administration

  • Cal Vinal – President and CEO
    Ext. 2028, – Direct Dial: (860) 586-2028; cvinal@chif.org
  • Laurie J. Evans – Senior Vice President of Operations and CFO
    Ext. 2024 – Direct Dial: (860) 761-1624; levans@chif.org 
  • Marjorie Dixon – Staff Accountant: Ext. 2018; mdixon@chif.org

Lending

  • Kevin Porter – Vice President of Lending: Ext. 2020; kporter@chif.org
  • Kristen Caplin – Manager, Lending Administration
    Ext. 2033 – Direct Dial: (860) 761-1627; kristen@chif.org 
  • Lisa A. Ruggeri – Program Administrator: Ext. 2019; lisa@chif.org
  • Ernesto Guardado – Program Administrator: Ext. 2023; ernesto@chif.org

Loan Servicing

  • Francine Bellefleur – Staff Accountant: Ext. 2045; fbellefleur@chif.org
  • Michele Brown-Allen – Escrow and Reconciliation Specialist: Ext. 2026; michele@chif.org
  • Glenna Cote – Loan Servicing Clerk: Ext. 2032; gcote@chif.org
  • Toniko Cox – Loan Servicing Representative: Ext. 2030; tcox@chif.org
  • Carith Dean – Senior Manager for Loan Servicing: Ext. 2017; carith@chif.org
  • Parelea Morgan – Assistant Manager of Loan Servicing: Ext. 2016; pal@chif.org
  • Stan Olejarczyk – Loan Servicing Representative: Ext. 2031; stan@chif.org
  • Edward J. Poremba, Jr. – Loss Mitigation Specialist: Ext. 2022; ed@chif.org
  • Angela Zielke – Loan Servicing Assistant Administrator: Ext. 2041; azielke@chif.org
  • Sabrina Carlson – Loan Servicing Representative - Ext. 2029; scarlson@chif.org

The CHIF team prides itself on providing excellent customer service.

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CHIF staff regularly confer with staff from the Connecticut Department of Economic and Community Development in administering the Energy Conservation Loan Program.

Staff from the City of New Britain discuss the transfer of their portfolio to CHIF for servicing. CHIF services three loan programs for New Britain.

CHIF Program Administrators are available to assist applicants with Energy Conservation and Home Improvement Loans.

CHIF offers a variety of loan programs for Connecticut homeowners. CHIF offers programs for first-time homebuyers, as well as programs for existing homeowners to make their homes more energy-efficient.