
| CHIF administers the Energy Conservation Loan
Program (ECL), which provides low-interest loans to families and seniors
for energy conservation improvements to their homes. Click here for
more information about the
Energy Conservation Loan Program. |

| CHIF provided predevelopment and Interim bridge
loans to WHA Development Corporation, a development company established
by the Winchester Housing Authority. WHA Development Corporation will
develop 44 rental units on a former industrial site in downtown Winsted.
Pictured above is a rendering of the project, Laurel Commons Senior
Housing. |
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Adopt-A-House is a nonprofit affiliate of the Housing Development
Fund. It provides technical assistance to developers of low and moderate
income housing, and administers a predevelopment loan fund for affordable
housing development. Adopt-A-House, Inc. is a provider of one-to-one home
ownership counseling and downpayment assistance loans to low and moderate
income home buyers.
http://www.hdf-ct.org
Christian Activities Council (CAC) -
CAC's mission and purpose, working in partnership with its sponsoring
urban and suburban congregations, is to foster the development of empowering
resources for those in need and to work toward the reform of social structures
by providing concrete demonstrable models of Christian engagement in the
core city and the metropolitan region
http://www.christianactivities.org/
Community Renewal Team (CRT) - The Community
Renewal Team Inc. is an anti-poverty agency serving people and families
throughout the Connecticut River Valley. Head Start, Meals on Wheels,
alternatives to incarceration, supportive housing and shelter, home solutions,
and many other CRT programs give people the skills and the resources to
become self-sufficient and to thrive.
http://www.crtct.org/
Connecticut Association of Nonprofits This organization provides assistance and information to nonprofit
organizations, advocates on issues affecting nonprofits and fosters communication
and cooperation among nonprofits.
http://www.ctnonprofits.org
Connecticut CDFI Alliance, Inc.
a partnership of Community Development Financial Institutions (CDFIs)
established to provide financing to promote and facilitate the rehabilitation
and new construction of housing for low- and moderate-income people in
their market areas throughout Connecticut. The Alliance provides below
market rate loans, grants, financial technical assistance, and coordination
with other financing sources to qualified nonprofit and private developers
of affordable housing. For information contact Alliance members: Community
Capital Fund, Inc., ann@commcap.org;
Connecticut Housing Investment Fund, Inc. (CHIF) cynthia@chif.org;
Corporation for Supportive Housing, john.dunne@csh.org;
Greater New Haven Community Loan Fund, CarlaWeil@aol.com;
Housing Development Fund, Inc., JCarty@hdf-ct.org;
Local Initiatives Support Corporation, apereira@liscnet.org;
Waterbury Housing Fund, robnocera@sbcglobal.net.
Visit the CDFI Alliance website at http:\\www.ct-cdfi.org
Connecticut Department of Economic and Community
Development (DECD) - a state agency responsible for promoting economic
growth. CHIF administers the Energy Conservation Loan Program for DECD
(click here for Energy Conservation
Loan Program). The DECD website offers information about other housing
programs including the Affordable Housing Program, Community Housing Development
Corporations Program, housing for elderly, congregate housing, hazardous
material abatement, etc.
http://www.ct.gov/ecd/
Connecticut Fair Housing Center, Inc. The Fair Housing Center is a statewide, non-profit organization
providing fair housing services including education and training about
housing discrimination; investigation, testing, direct advocacy and representation;
attorney referrrals for victims of housing discrimination; and, research
and technical assistance on fair housing related issues.
CTFairHsng@aol.com
Connecticut Housing Finance Authority (CHFA)
This agency was created to help alleviate the shortage of housing
for low- and moderate-income families and persons in Connecticut. CHFA
offers programs for homebuyers, as well as Multifamily, elderly and tax
credit programs.
http://www.chfa.org
Connecticut Light & Power Services for
Special Needs Customers These services are designed to help
CL&P customers who face special challenges, such as very limited incomes,
language barriers, and/or physical disabilities to maintain access to
electric service, conserve energy, and pay their bills.
http://www.cl-p.com/community/partners/services.asp
Corporation for Independent Living (CIL)
A nonprofit housing development corporation that finances and builds
affordable, safe and barrier-free housing for individuals so that they
may live as independently as possible in single-family settings.
http://www.cilhomes.org
CT FAMILIES Program The Connecticut Fair Alternative Mortgage Lending Initiative and Education Services (CT FAMILIES) Program is a refinance mortgage assistance program that was established by the Connecticut Housing Finance Authority (CHFA) for low-to-moderate income first-time homebuyers with Adjustable Rate Mortgages (ARM's).
http://www.chfa.org
Fannie Mae Foundation - A private, nonprofit organization devoted
to affordable housing and the revitalization of communities. Provides
free, step-by-step home-buying information to people to help them achieve
the American dream of homeownership. In 2002, the Foundation awarded $38
million in grants to more than 1,000 nonprofit organizations across the
country. In addition, the Foundation has provided nearly $27 million in
loans through the Community and Neighborhood Development Fund (CNDF).
http://www.fanniemaefoundation.org/
The Farmington Asylum Business District
- The FABD serves the interests of establishements that do business
in Asylum Hill and the West End of Hartford and offers an email newsletter
about local businesses.
http://www.fabd.org
First Time Homebuyer Magazine -
This magazine is directed at first time home buyers - the unseasoned
buyer who wants and needs to be educated before, during, and after they
buy their first home. The First-Time HomeBuyer magazine motivates and
encourages its readers to move towards their goal of obtaining the ultimate
American Dream.
http://www.firsttimehomebuyermagazine.com
Go Direct® -
Protect seniors against identity theft and financial fraud by helping them switch to direct deposit for Social Security benefits. Direct deposit eliminates the risk of stolen checks and forgeries. It’s also easier and more convenient than paper checks, because the benefit payment goes straight into the bank – on time, every time. It’s fast, easy and free to switch to direct deposit. Click on the Go Direct link below or call (800) 333-1795.
www.GoDirect.org
Local Initiatives Support Corporation (LISC) LISC is a nonprofit
organization that provides grants, loans and equity investments to CDCs
for neighborhood redevelopment.
National organization: http://www.liscnet.org
In Hartford: http://www.liscnet.org/wherewework/hartford/
Lyceum Resource and Conference Center The Lyceum is devoted
to activities that contribute to solutions to homelessness, the creation
of affordable housing and building strong, health and economically vital
communities. The Lyceum website lists area conferences and events related
to this mission.
http://www.lyceumcenter.org
Melville Charitable Trust The
Melville Trust works to end homelessness and concentrates its funding
on solving the causes of homelessness. The Trust supports service and
housing programs in Connecticut that can serve as models throughout the
country. The Trust also funds educational, research and advocacy initiatives
in the state and on the national level.
http://www.melvilletrust.org
Mutual Housing Association of Greater Hartford
a nonprofit corporation interested in improving the quality of
community life and revitalizing neighborhoods by being an ongoing producer,
owner and manager of affordable, well-built, permanent housing for Greater
Hartford residents of varied incomes.
http://www.mutualhousing.org
National Community Capital Association (NCCA) a national
membership organization of community development financial institutions
(CDFIs) provides capital, technical assistance, and development services
to support the revitalization of economically disadvantaged urban, rural,
and reservation-based communities across the United States.
http://www.communitycapital.org
National Low Income Housing Coalition (NLIHC) - NLIHC is dedicated
solely to ending America's affordable housing crisis. NLIHC's policy advocacy
work is focused on improving the general public's knowledge and support
of low income housing issues and policy, making low income housing a priority
on the federal political agenda, decreasing the loss of federally assisted
housing, increasing federal investment in low income housing and engaging
low income people in self advocacy on housing issues.
http://www.nlihc.org
Partnership for Strong Communities
a collaborative advocacy initiative dedicated to ending homelessness and
investing in affordable housing; works to promote state investment that
helps revitalize housing, closes the gap between household income and
housing costs, and provides the support services necessary for those with
chronic illnesses to live independently in decent housing. The website
includes information and updates about the "Reaching Home" campaign.
The goal of the campaign to end long-term homelessness in Connecticut
is to create 10,000 units of supportive housing in Connecticut in 10 years.
http://www.ctpartnershiphousing.com
South Arsenal Neighborhood Development Corporation (SAND)
Established in 1968 in response to the Federal Urban Renewal Act, SAND
improves the quality of life of South Arsenal neighborhood residents through
various initiatives including economic and community development.
http://www.sandcorporation.com
USDA Rural Development Rural
Development is committed to helping improve the economy and quality of
life in all of rural America. Housing programs are available to provide
financing at reasonable rates and terms in order to make it possible for
low- and very low-income households to obtain homeownership.
http://www.rurdev.usda.gov/rd/index.html
US Department of Housing and Urban Development - The HUD USER site
contains information about housing and community development policy initiatives
and research. HUD USER provides a comprehensive bibliographic database,
publications, newsletters, and data sets, such as HUD median family income
limits, qualified census tracts, low-income housing tax credits, fair
market rents, and portions of the American Housing Survey. News about
ongoing research, a calendar of upcoming events, and links to other resources
are also available.
http://www.huduser.org
Weatherization Program (WRAP)
WRAP is a partnership among CL&P, Connecticut Natural Gas, Yankee
Gas Services, the state of Connecticut and local Community Action Agencies
to help low-income customers (renters or owners) with conservation services
that safely lower electric use, reduce a homes heat loss in winter and
heat gain in summer, conserve hot water and provide energy-efficient lighting.
http://www.cl-p.com/online/residential/specialneeds/energycons.asp
Winchester Housing Authority The
Housing Authority of the Town of Winchester provides housing for low-income,
elderly, handicapped or disabled tenants to fulfill its mission to provide,
without any type of discrimination, decent, safe, affordable housing and
a suitable living environment.
http://www.winhouseauth.org
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